My age is 40 year, [Wife : 37 Yr, Daughter : 6 years].
I want take a family health insurance.
- Shall I take combined health insurance which can cover my whole family including my parents [Father : 70 yrs, Mother : 67 yrs].
- Shall I take 2 Family insurance [one which cover Myself, Wife & daughter], and another parents.
What should be the normal insurance amount which I should go for ?