Kindly suggest companies which are offering best products for accidental insurance. I have a very limited understanding of Accidental insurance. Will i get the sum assured in case of accident(survival with no,full or partial disability) or only in case of death.I am frequent traveler by bus hence need to insure my life for accident. How should i proceed while buying accidental insurance. I mean should i buy it from general insurance companies or an add on of accidental insurance with term insurance.
Ajiyanka-I already written a post on this and hope it will answer all your doubts.