I have never invested in the share market or mutual funds. This is for the first time I have decided to do so. I read your blogs and it helped me very much. I must thank you for the valuable guidance. As you suggested and my goals requirement, I am going with a ratio of 30:70.
In one of your blogs you have talked about the hidden commissions, so I am wondering if it would be a wise decision to buy the Mutual Fund directly from their respective websites. Again as per your advice, I am considering SBI MF for debt and BSL for equity.
Kindly suggest and guide.
If you already selected the funds and did asset allocation, then I suggest you to use MF Utility and go for direct funds. Do remember and learn the art of funds review once in a year and re-balancing also.
However, if you uncomfortable with how to review or re-balancing, then go with an adviser of your area who can handle this for you. Checking his ability before going with him is left with you 🙂 Because all advisers may not be capable to handle.