Mittal-You continue both Axis and Birla Frontline Funds. But I am unable to understand about Birla debt fund. Why you selected this fund? Yes, you have to include one small and mid cap fund. But do remember to invest only if your goal is more than 5+ years. Also, don’t invest all 100% of your investable surplus in equity. Instead create the portfolio like debt:equity in the ratios of around 40:60.