Abhijeet-There are two options.
- Transfer the NSC to Bhuj, Gujarat before maturity and then encash. It is usually around 1-2 months time consuming process.
- Apply for encash after maturity in Bhuj, Gujarat. They send the documents to Bangalore Post Office. Once the verification is done, then you will get money. Again this also takes 1-2 months.
Hence, if you have enough time, then before maturity transfer it to Bhuj.