Yes, we have completed the journey of 10 years. I started BasuNivesh on 11th December 2011. It was a wonderful journey of 10 years and hoping to continue the same in the future too.

BasuNivesh 10 Years Old

When I completed CFP (Certified Financial Planner) in 2011, then at that time I don’t have a single client base to whom I can offer the service of financial planning. I quit my BPO job to make sure that this profession is going to be my future. It was one of the toughest decisions of my life. Because I was already married and a small baby’s responsibility was on me. Quitting the basic requirement fulfilling job of BPO (where I used to get around Rs.10,000 to Rs.12,000 a month salary) and starting my own with zero income and zero assets is something unimaginable to me today.

Today if I look back, I am still surprised at how I took such a big decision. But the reality was I DON”T HAVE OPTIONS. Because I knew that a BPO job is not going to be my future. I knew that there was no value for skill or it is not based on skill.

For almost 6 months from the starting of this blog, I have not disclsoed about my blog to anyone. I had a fear that how they accept my ENGLISH and my KNOWLEDGE. Because I came from small town and did my education in Kannada lanagauge. Hence, writing finance posts and that too in English was a challenging to me.

However, I took as a challenge and started to write in whatever the way I feel great. You may remember that at that time we don’t have options like Whatsapp to share posts or even I don’t know that email marketing was a strategy. Hence, I used to send the blog posts links to my known through the SMS or through email. Later I started sharing them in the social media platforms like Facebook or Twitter.

You all supported me during this journey. You all accepted me and trusted me. You never bothered about how my English langauge. Instead, you understood what I am trying to highlight or share. Supported whole heartedly. I tried to create the TRUST factor with all of you through my each blog posts.

I still remember the day when I started this blog. I had a bank balance of Rs.1,400. So you may say as if I was zero when I started this journey of entering into this industry. I never dreamt of I can buy an independent house in Bangalore kind of city. However, with all of your grace, it happened and in fact I turned debt free within two years of my house purchase. I never thought that I can send my daughter to decent school. But it is now possible to me. I never thought that one day my assets will be in crores. But this is now a reality. I never thought that one day I invest 80% to 90% of my income towards my goals. Today it is a reality. I am debt free, living a same simple life style like how I used to be 10 years back, investing heavily towards my major goals like retirement and daughter education.

Hence, as I started from zero, each achievement is like a addon to me and nothing to lose. It all became possible with all your support and handholding me.

Whatever the knowledge I used to get, I started to share them in my own simple English language. Each reader gave me an opportunity to learn from them. Each comment or each email of readers used to bring a new way of thinking. Hence, I accepted both appreciation or support and the way few of you heavily doubted my intentions into EQUALLY.

When I started my journey of “Fee-Only Financial Planning Service“, I know that I drifted somewhat from blogging. It is not because I lost interest. But it is because I turned into so much busy that I even today also get up daily at around 5 AM and work till 9 PM. However, during these three years of time also, I tried my best to share of whatever I am learning.

I can proudly say that whatever I learnt by being CFP or NISM certifications are penaut in front of what I learnt and learning from each of my blog readers own experience (when they share with me through comment, email or call) or my clients financial life. Each one of you bring a new perspective of looking into personal financial life.

I try to learn from each of you whenever you share with me. If I found any mistake, then I guide you to the best of my knowledge and if I found you have achieved and knowledgeable, then I try to learn each of your achievements by asking so many questions. Because for me we have a lot to learn from both good or bad experiences or achievements in personal finance.

I still believe I am a learner. I still beleive I am a student of this personal finance. I am hungry of learning from great personalities of personal finance. I am hungry to learn from all of you forever. That’s why I used to say to each of my clients that LET US LEARN TOGETHER.

When yesterday randomly I shared this with my fewllow professional and my blog reader Preeti Zende about this journey, she shared her views and I feel great to share the same with you all. Thanks a lot Preeti.

“Heartiest congratulations to Basunivesh for this spectacular 10 years. Today is a celebration of a decade of Financial literacy initiative taken by Basuji. I had been associated with Basunivesh for almost 7/8 years at least. It is always been a pleasure to read Basunivesh posts as these are very simple to understand, full of common sense, focusing on Basics of personal finance, and importantly serve as a guide to carry out important steps such as EPF transfer, NPS opening or even liking pan card and Adhar card. Such informative posts are really helpful for a common man who is clueless about the process. 
Today even after being an RIA Basunivesh posts keep on enlightening my knowledge and keep me updated with any new updates in the field of Finances. I will Basunivesh complete Silver Jubliee soon and keep on spreading the finance knowledge to the grassroots level.   All the best Basuji and good wishes on the 10th Anniversary !!”.

Once again saying thanks to all of you for being part of this 10 years journey and wish you all be with me in future also. Thanks!! Whatever I have achieved in the past is penaut than whatever the knowledge we have to learn in future. Let us concentrate on the birght future.

56 Responses

  1. Dear Basavaraj,
    Wishing you many more years of unparalleled success and services.
    Congratulations!! Happy anniversary!!

  2. Dear Basu ji,

    Happy & proud to say that I m one of your readers started my MF journey with proper asset allocation back in 2015 after your blogs.
    If I had missed your blog in 2015, cant imagine where i would have been today in financial stability.
    Thanks & please continue the service


  3. Hello Basu:
    Congratulations! I started investing in mutual funds recommended by you. Thanks for those speedy replies for my questions. Waiting for the most famous ‘top best MFs to invest in 2022’. Hopefully not much change from 2021.
    Best regards, raja.

  4. Hi Sir, i have taken jeevan saral policy on 17th jan 2012 with plan 165 and term 25 years.
    My last premium payment done on 16th jan 2021.
    If I close on 17th Jan 2022, how much money will i get and is it good to close now.

  5. Congrats Sir. Your blogs are simply awesome. Based on your ideas, i started investing for kid future in index funds. I learned a lot based on your blogs.

  6. many many congratulations and all the best for the future.. You taught me the goal based Investment strategy.. Thank you..

  7. Dear Basu,
    Wishing you a hearty work anniversary!
    I have started to read your posts from 2017. I am living abroad in Africa, and your posts help me stay updated. The best about your posts is simplicity and structured which helps to understand even to a layman like me.
    May God shower more success to you and more enlightening post keep coming to us through you. Cheers!

  8. Congratulations. If I am not wrong, I too had been associated with your blogs for the past 8 years.

    Thanks a lot. Keep up your good work and enlighten us.

  9. Respected Basu Ji
    Congratulations from the core of my heart on completion of a decade of sharing financial literacy experience. By dispelling the doubts of thousands of people in the society you have enriched them to take healthy financial decision. There are advisors who care only for their own pocket but you take care of the wellness of the clients first. It is a true win win situation . I stand highly benefited through your blog.May you continue to scale new heights of excellence through service to the society by sharing your knowledge.

  10. Very inspiring to read your story. This made my day. I always look for your blog posts whenever I need to understand a financial product. I found it very easy to understand and reliable. Thanks for the great service.

  11. Dear Basu

    Heartiest congratulations for your spectacular journey in the advisory field.

    Keep it on.

    Regards and best of luck for your bright future.

  12. Many Congratulations Basu Sir, the best thing about you is that you are very honest and straight forward :), Wish you lots of success going forward!

  13. Inspiring journey sir !!! Your blogs my first source when I started to dig into other income sources / investment ideas in 2016. Definitely an eye opener for many like me…

    1. Dear Sandhya,
      Thanks for your wishes. At the footer side of the post, you will find a section to subscribe to “Newsletter”.

  14. Dear Basunivesh,
    Congratulations to you on completion of a decade of your blog. I am associated with you from the past three years and also an avid reader of your blog. Your blog is very informative in a simple language on current day financial issues which are very much required for a common man like me. I missed your blog when I am in service. However I appreciate your dedication and research while posting articles in blog.

  15. Dear Basu

    Hard work, Loyalty, and Diligence make the best bloggers. And I’m glad to have you with all of these qualities. It’s your work anniversary today, and I couldn’t have thought of any better moment than today to appreciate you and wish you good luck in all your future endeavors.

    “Congratulations on your service anniversary today!

    RK Bhuwalka

  16. Great Job Basavaraj. Wish you all the best and keep enlightening everyone and help decipher knowledge in this complex financial world where people are being cheated by many of the people pretending to be well wishers for comission etc

  17. Dear Basu, It is heartworming to learn you have been doing this useful service for public for last 10 years. Obviously you have come a long way but lot remains to be covered yet and God’s blessings and best wishes of users like me who gained a lot from your wise yet simple presentations on relevant finance topics will certainly take you there to achieve what you have set to do. I am sure your ‘small baby’ of that time is a happy going child now and is performing to his best of ability. Of course lot of credit goes to your better-half who must have , like every Indian companion, helped you to be where you are today; my words of praise are there for her too. From my experience, I can say it really does not matter whether you are from simple background or with a ‘blessed’ back ground due to place, education or family what matters is the zeal and determination you possess to fulfill your vision (short term or log term!). Be happy where you are but keep striving for better- which I am sure after seeing the work you are doing.
    Do keep up this ‘no fee or money advisory service’ you are providing running along with your successful “Fee only Financial Planning Service” as it will help both you and those who like and value your knowledge, skill and opinion. As the queries on Financial Planning for many knowledgeable but not analytic expert or with deeper understanding like me don’t avail paid advisory service as the need does not cross the threshold of “must-pay-to-know-this” vs ‘it-will-be-better-if I-know-what an expert feels”. That is when in this era of net, social-media and valuable blogs tech-savvy senior citizens like me (who are not as tech-savyy as today’s generation is but possess enough practical skill) subscribe and read the pieces written by people like you (fortunately there is no dearth of such service-mended people like you too). Believe me when I say, we value what you say and are thankful to you professionals for this ready help.
    I, therefore, congratulate you on completing 10 impressive years in the field and help through this blog of yours. Keep it up.
    Dr. (Prof.) M. Goswamy
    Former Secretary General , AIU and PVC, IGNOU

    1. Dear Sir,
      You took so much of pain and time to express your wishes is the biggest gift I have received. I promise that I will never let you down with whatever trust and belief you have on me. Thanks once again sir.

  18. Congratulations Mr. Basavaraj. I am a regular reader of your blogs and I wish you continued success in your future endeavors.

  19. Dear Basu Sir,

    Hearty Congratulations to you and entire team for the milestone achievement. I have been reading the blog since last 8 years and i am very proud to say that I have learnt a lot of financial lessons from your blog. Not only that, the blog has helped me to correct my initial financial mistakes. I have read almost all articles in the blog and the time spent reading them is really worth it in my life.
    Eagarly waiting for your annual MF article ” TOP 10 best SIP funds for 2022″


    1. Dear Rajesh,
      You are the one who inspire me with your comment whenever I write. Thanks a lot. Surely soon I will write your expected post 🙂

  20. Congratulations on 10 Year Milestone !! Keep sharing good read ,,, your article talk about basic and easy to understand and to the point. ,,,

  21. Congratulation for completing 10 years journey.

    Your blogs imparting financial knowledge to the big amount of people.

    Hats of you.

      1. Congratulations Sir on completing a decade journey. All you posts provide very useful information for common people and easy to understand. Wish you All The Best in the future endeavors.

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