How to check online when and who used your Aadhaar Card? Using UIDAIs Aadhaar Authentication History feature, you can easily check online when and who used your Aadhaar Card.You have to link your Aadhaar Card to Bank Accounts, EPF, PAN, Life Insurance and Mutual Funds. Hence, Aadhaar Card now … [Read more...]
Health Insurance by Banks – Should you buy?
Nowadays many Banks offer health insurance. The premium with some features looks beautiful. However, whether one should buy such Health Insurance by Banks or not? Let us diss the pros and cons of such products.Usually, banks offer such products or additional benefits to garner the customers … [Read more...]
How to check bank balance without internet in phone?
How to check bank balance without internet? There are two ways. One is using Missed Call facility and another is dialing *99# from your phone. I already shared the Missed Call Facility in my earlier post. In this post let me explain about the *99# facility.As I referred above, I already wrote a … [Read more...]
How to check if Aadhaar is linked to bank accounts or not?
Central Government now made it mandatory of linking Aadhaar with your bank account numbers. The deadline for this is 31st December 2017. Hence, it is now imperative for all of us to link and check if Aadhaar is linked to bank accounts or not.If you have multiple bank accounts, you have to link … [Read more...]
How to lock and unlock Aadhaar Card online and prevent misuse?
Aadhaar is now turning to be one of the most important KYC document. Hence, protecting your privacy from any misuse is also important. Let us see how to lock and unlock Aadhaar Card online and protect from misuse.You must all know that while obtaining Aadhaar card you provide your biometric … [Read more...]
How often you check bank statements?
How often you check bank statements? Many of us never given importance or habit to check bank statements regularly. But nowadays banks never remain bankable. Hence, we must always be suspicious.Those who follow me on Facebook and in BasuNivesh FB Page may be aware of this incident which happened … [Read more...]
All about MCLR lending rates in layman terms
One of the recent euphorias from many of us is about MCLR and its impact on our EMI. Whether I should switch from the existing loan to MCLR based loans? There is a lot of confusion as the concept is new and common people can't understand the terms used. Hence, let us simplify and understand this … [Read more...]
New NEFT Timings Effective from 10th July 2017
Effective from 10th July 2017, RBI will be going to introduce the new NEFT Timings. Let us see the changes. It is I think will be in the right way and hugely impact all of us in many ways. What is the meaning of NEFT or National Electronic Funds Transfer? It is a nationwide payment system … [Read more...]