Effective from 1st June 2019, RBI extended the timings available for RTGS Timings. Hence, let us see the new NEFT and RTGS Timings.RBI in it's new circular dated 28th May 2019, declared that RTGS timings have extended up to 6 PM rather than the existing 4.30. This is I think a good move for all … [Read more...] about New NEFT and RTGS Timings – Effective from 2019
Banking
How does SBI Savings Account Interest Rate is calculated?
Effective from 1st May 2019, SBI Savings Account Interest Rate calculation will change. Many of us may not notice this change. However, it is important for you to know how the interest rates on the savings account will be calculated in SBI Bank.As you may be aware, whenever there is an uptrend … [Read more...] about How does SBI Savings Account Interest Rate is calculated?
How to change Aadhaar address online without address proof?
How to change Aadhaar address online without address proof? Aadhaar is one of the most vital documents for all of us. However, due to frequent change in our resident, for few of us, it may be difficult to provide the valid address proof to change the same in Aadhaar card. In that case, how to update … [Read more...] about How to change Aadhaar address online without address proof?
No Cost EMI from Amazon and Flipkart – How does it work?
Are you aware of No Cost EMI from Amazon and Flipkart? They claim that No Cost EMI is ZERO interest, ZERO down payment, and ZERO processing fee. How is it possible?However, as per the RBI notification (dated 17th September 2013), RBI prohibited financial institutes in offering ZERO percent … [Read more...] about No Cost EMI from Amazon and Flipkart – How does it work?
How to unlink Aadhaar from Bank, Mobile and Digital Wallet?
How to unlink Aadhaar from Bank, Mobile and Digital Wallet? On September 26th, 2018, Supreme Court in a landmark verdict ruled that Aadhaar would not be needed for opening bank accounts, for getting mobile phone connections, investing in Mutual Funds, while buying Life Insurance, or admission to … [Read more...] about How to unlink Aadhaar from Bank, Mobile and Digital Wallet?
NPCI’s UPI 2.0 – Features and Benefits for users
Recently on 16th August 2018, NPCI launched UPI 2.0 by adding few more features which are very much user-friendly. Let us discuss these features one by one. What is UPI or Unified Payments Interface? It is a real-time payment system that helps you to instantly transfer the funds between the two … [Read more...] about NPCI’s UPI 2.0 – Features and Benefits for users