Are you aware of No Cost EMI from Amazon and Flipkart? They claim that No Cost EMI is ZERO interest, ZERO down payment, and ZERO processing fee. How is it possible?However, as per the RBI notification (dated 17th September 2013), RBI prohibited financial institutes in offering ZERO percent … [Read more...]
How to unlink Aadhaar from Bank, Mobile and Digital Wallet?
How to unlink Aadhaar from Bank, Mobile and Digital Wallet? On September 26th, 2018, Supreme Court in a landmark verdict ruled that Aadhaar would not be needed for opening bank accounts, for getting mobile phone connections, investing in Mutual Funds, while buying Life Insurance, or admission to … [Read more...]
NPCI’s UPI 2.0 – Features and Benefits for users
Recently on 16th August 2018, NPCI launched UPI 2.0 by adding few more features which are very much user-friendly. Let us discuss these features one by one. What is UPI or Unified Payments Interface? It is a real-time payment system that helps you to instantly transfer the funds between the two … [Read more...]
How to check free CIBIL Credit Score on WhatsApp?
Do you wish to check free CIBIL credit score on WhatsApp instantly? Many of us aware that now we will get yearly once free credit score. Let us see the process in detail. What is the meaning of Credit Score or Rating? A credit score is a number that shows an individual’s creditworthiness. Usually, … [Read more...]
How to view or download Aadhaar update history?
Many of us have changed the details like name, address, phone number or date of birth. How to track, view or download Aadhaar update history at one place?Aadhaar card now became one of the major Address, ID and important document in our life. There are certain instances where you usually update … [Read more...]
Who is eligible for Pradhan Mantri Awas Yojana (PMAY)?
With the mission of "Housing for All", Government of India started the Pradhan Mantri Awas Yojana (PMAY). However, there are many doubts for loan seekers like who is eligible for Pradhan Mantri Awas Yojana (PMAY)? What is the eligibility to apply under Pradhan Mantri Awas Yojana (PMAY)?In this … [Read more...]
WhatsApp Payments – How to send and receive money?
WhatsApp Payments feature based on UPI is already live for some users in the beta version. How to add banks to WhatsApp Payments? How to send and receive money using WhatsApp Payments? Let us see the feature in detail.It is said that this feature is available on WhatsApp version 2.18.21 for iOS, … [Read more...]
How to open PPF account online in ICICI and SBI Banks?
PPF is one of popular and best debt investment product. Open PPF account online through SBI Bank and ICICI Bank made your life now easier. Let us see the procedure of how to open PPF account online through SBI Bank and ICICI Bank.As of now, it is cumbersome to open PPF account online as all … [Read more...]