by Basavaraj Tonagatti | Sep 18, 2020 | Investment Planning
As of now, to change your nominee in the NPS account, you have to submit the S2 form physically to the associated Nodal Offices or POPs. To avoid such hindrance, PFRDA launched the facility to change nominee in NPS online. Let us see the process of changing the... 
by Basavaraj Tonagatti | Sep 11, 2020 | Mutual Fund
SEBI has decided to partially modify the scheme characteristics of Multi-Cap Funds to be truly considered as Multi-Cap Funds. Let us see the Asset Allocation of Multi-Cap Funds as per this new SEBI guidelines. The old definition of Multi-Cap Funds As per the SEBI... 
by Basavaraj Tonagatti | Sep 9, 2020 | Tax Planning
Due to the introduction of new tax regime in the Budget 2020, many are not confused which are the Income Tax Deductions are available for them. Let us see the complete list of Income Tax Deductions FY 2020-21 under both old or new tax regime. Tax Planning is an... 
by Basavaraj Tonagatti | Sep 3, 2020 | Investment Planning, Mutual Fund
Many of us during such low Bank FD interest rate regimes and risky debt funds, feel Banking and PSU Debt Funds as alternative safe debt instruments. However, let us see what are the loopholes in this category of funds. What is the definition of Banking and PSU Debt... 
by Basavaraj Tonagatti | Aug 31, 2020 | Investment Planning
State Bank Of India 9.95% (SBIN-N5) Bond is currently trading at Rs.10,969 and yields to maturity are showing as 8.61% as of 28th August 2020. During the current low-interest regime, people are obviously looking for this investment as attractive. However, they are all... by Basavaraj Tonagatti | Aug 26, 2020 | Investment Planning
Whether highly qualified or educated individuals are better off in investing than the uneducated or not so highly qualified? Many of us think that well educated have access to more information and because of that, they are in a better position to manage their money.... 