How to find LIC policy number by name and date of birth? Many of us or our parents might be invested in LIC Plans. But due to some issues, we may forget the policy details or lost the bond itself. Let us find out the possibilities.
Why we forget LIC Policy Number?
In many cases, I found that the major reason is lost of the policy document and even LIC receipts. In such a situation policyholders find it hard to find out their LIC policy number. Also, many policyholders never share their policy details with family. In case of sudden demise of the policyholder, the family or nominee face the difficulties to find LIC policy number of the deceased.
If you have created the login to LIC portal, then it is easy to identify the policy number. Otherwise, it is one of the biggest headaches for buyers to identify their policy number.
How to find LIC policy number by name and date of birth?
In this post, I will try to explain you the ways through which you can find LIC policy number by name and date of birth. Do remember that use the same name (name format) and date of birth which you provided while buying an LIC policy.
Date of birth along with name is also mandatory. Because in the same name, we may find two different persons. Hence, providing the date of birth is also mandatory.
# By login to LIC portal
If you created the login to LIC portal and you know the login credentials, then by login you can easily find out the policy number without any hurdle.
# Contact your Agent
The best and easiest way is to contact your agent. Provide him your name and date of birth (as per LIC records). Using his business details or by login to agent portal, he will easily find out the policy number and can share you.
# Visit the Home Branch
If you neither created the login to LIC portal nor you are in not touch with your agent, then the next process is to approach the home branch (where you purchased the policy branch and where your policy dockets remained).
They will verify the genuineness of seeking the policy number. Based on their verification, they will share you your policy number.
# Visit any LIC Branch
If you are unable to visit the home branch of LIC, then you can try to visit the nearest LIC branch of your area. Provide the name and date of birth of policyholder. Again, LIC officials verify the genuineness of seeker. Based on that they will share you the details.
# Visiting the Unclaimed and Outstanding option of LIC
If you unclaimed the policy payment by LIC or there is an outstanding from LIC to be payable to the policyholder, then you can use this option. For this purpose, your name and date of birth (as per policy records) are enough.
Unclaimed insurance policy money means the money which has been remained unclaimed beyond 6 months from the claim settlement due date. Do remember that this information will be updated by LIC on half yearly basis. It may be due to any of the reasons.
Death claim, Maturity claim, Survival benefit (related to Money-Back policies), Premium due for refund, Premium deposit not adjusted against premium or Indemnity claims etc.
The procedure is simple. Visit the LIC Unclaimed Policy Status Link. Key the mandatory details like Policyholder’s name and date of birth. You will get the unclaimed and outstanding amounts of policyholders along with policy number.
Note:-Your policy number is personal details, which LIC will not share to public openly. Hence, there is no such facility available as of now, through which you can find LIC policy number by name and date of birth online.
You have to try above methods one by one to find LIC policy number by name and date of birth. To avoid facing such difficulty, I suggest you to keep your policy documents safe and share the policy details with your family and nominee.
Some tips to avoid such situations:-
- Maintain records of all your insurance and investment details at one place.
- Share such details with your family regularly.
- Update your contact details like phone number and email details to all your policies.
- Track the policy details regularly to know when is the policy due date, survival benefit receiving date and maturity date.
- Try to create a login to avoid forgetting of policy number.
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