EPFO recently introduced the EPF Composite Claim Form. This is a single form for all types of withdrawal (including partial or advance withdrawal) with or without employer signature.Last year, EPFO introduced the UAN based EPF and EPS withdrawal forms to simplify the process (New EPF Withdrawal … [Read more...]
Archives for February 2017
Reliance Money Manager Fund – Is it an alternative to bank savings account?
Reliance Money Manager Fund nowadays sold by many as an alternative to your savings account, which gives you around 8% returns on your idle cash, access cash within 30 minutes in all 365X24/7 days and also no lock-in period. Whether this fund really a GOD gift to invest as an alternative to our … [Read more...]
What to do when shops charging more than MRP?
What to do when shops charging more than MRP? It is natural nowadays few shops, restaurants, public places like in Malls, Railway Stations, Temples, of in film theater that shops charge you more than MRP. How to handle such situations? What is the meaning of Maximum Retail Price or MRP? Maximum … [Read more...]
Varishtha Pension Bima Yojana 2017 -Features and Review
The government of India recently approved the launch of LIC's Varishtha Pension Bima Yojana 2017 or VPBY 2017 for Financial Year 2017-18. Let us see the features, benefits and who can invest.This is the social benefit program meant for low-income group age old people. Let us see the … [Read more...]
Mutual Fund Taxation FY 2017-18 and Capital Gain Tax Rates
Budget 2017 is finally out and now let us discuss the Mutual Fund Taxation FY 2017-18 and Capital Gain Tax Rates. There are no major changes. However, let us refresh it. 3 Factors that determine the Mutual Fund Taxation First, let us understand what are the factors that determine the Mutual Fund … [Read more...]
Latest Income Tax Slab Rates for FY 2017-18 (AY 2018-19)
There are certain changes to individual Income Tax Slab Rates in Budget 2017. Let us these changes and understand what are the latest Income Tax Slab Rates for FY 2017-18 (AY 2018-19).I already wrote a post related to the major changes in Budget 2017. Refer the post "Budget 2017 Highlights -10 … [Read more...]
How to check CIBIL credit score online for free?
Recently RBI made it mandatory to provide one free annual credit report to individuals. Now based on this, you can check CIBIL credit score online for free. This I think the best move.Even now other credit rating agencies like Equifax or Experian also started to provide this facility. This free … [Read more...]
Budget 2017 Highlights -10 changes every investor must aware
Today Finance Minister published the Budget. Let us see the Budget 2017 highlights and also how it will impact our personal finance. I know it was the highest expected budget due to demonetization.Let us understand the changes done in Budget 2017. Budget 2017 Highlights 1) Income Tax Slab … [Read more...]