Recently EPFO launched EPF Composite Claim Form in Death Cases, which a claimant in case of the death of employee can be used to claim EPF, Insurance (EDLI) and for a monthly pension in case of EPS.
Last week, the EPFO Launched the EPF Composite Claim Form as a single form to claim all types of withdrawal (including partial or advance withdrawal) with or without employer signature of employee.
Now EPFO launched “EPF Composite Claim Form in Death Cases”, which mainly used in case of death of an employee to claim all benefits of EPF in a single form (Refer “EPF Composite Claim Form -Single form to withdraw EPF without employer“). I think this is the best move in simplifying the claim process.
What was the earlier process of claiming EPF, EDLI and Pension?
Earlier, the process consists of submitting different forms to claim separately for EPF, Insurance (EDLI) and monthly pension (EPS) by the nominee or legal heir of an employee.
EPF Form No.20
It is used by the nominee, legal heir or guardian of the minor/lunatic for claiming the Provident Fund accumulation of the deceased member.
EPF Form 5-IF
It is used by the nominee, legal heir or guardian of the minor/lunatic for claiming the Insurance (EDLI) of the deceased member. Read more about the Life Insurance available with EPF at “Do you know EPF offers up to Rs.6 lakh of Life Insurance (EDLI)?“.
EPF Form 10D
It is used by the nominee, legal heir or guardian of the minor/lunatic for claiming the monthly pension under EPS Scheme of the deceased member.
Comparison of old and new withdrawal process of EPF in case of deaths
As I pointed above, earlier you have to use separate forms to claim the EPF, Insurance and a monthly pension. This earlier multiple process is now replaced with the launch of the new form called “EPF Composite Claim Form in Death Cases”.
You noticed that earlier the family of an employee must use three forms to claim the different benefits of EPF. This now reduced to the single form.
Features of EPF Composite Claim Form in Death Cases?
Who can fill this form?
This form is meant for claiming EPF, Life Insurance and Monthly Pension of an employee if death occurred during the employment or after employment.
Hence, this form must be filled by the nominee, legal heir or a guardian (in case of minor nominee or legal heir).
What are the documents required?
Documents required while submitting this form are as below.
# Death Certificate of an employee
# Joint photograph of all the claimants
# Date of Birth certificate of children claiming pension
# Scheme Certificate (if applicable)
# Copy of canceled cheque/attested copy of first page of bank Pass Book
Download EPF Composite Claim Form in Death Cases
This form can used by both UAN and Non-UAN based employees EPF accounts. Also, if an employee not updated the Aadhaar number to his/her EPF account, then also you can use the same EPF.