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Archives for November 2015

Bank Fixed Deposit (FD)-What to do when depositor dies before maturity?

November 30, 2015by Basavaraj Tonagatti

We all have Bank Fixed Deposit (FD), at least a one. However, have you ever thought of what will happen when depositor dies before maturity? Whether your nominees or family members know the rules? …

Read moreBank Fixed Deposit (FD)-What to do when depositor dies before maturity?

Term Insurance-Claim Settlement Ratio no more a big criteria

November 24, 2015by Basavaraj Tonagatti

Whoever is planning to buy term insurance, they have the biggest concern of whether the company settle the claim or not. So ideally, they look for the Claim Settlement Ratio. However, from now onward, …

Read moreTerm Insurance-Claim Settlement Ratio no more a big criteria

Two in Three Adults of world are financially illiterate

November 20, 2015by Basavaraj Tonagatti

Do you believe it? Two third of adults over worldwide are financially illiterate. Shocking but the reality. This is the data from Standard & Poor’s Ratings Services Global Financial Literacy …

Read moreTwo in Three Adults of world are financially illiterate

Axis Children’s Gift Fund-Review

November 18, 2015by Basavaraj Tonagatti

Axis Mutual Fund came up with an NFO (new fund offer) named as Axis Children’s Gift Fund. This fund came up with an emotional tag of Children’s Gift. The offer will be available from 18th …

Read moreAxis Children’s Gift Fund-Review

What is superannuation benefit in India and how it is taxed?

November 16, 2015by Basavaraj Tonagatti

Does your employer offer you superannuation benefit? Whether you know how it works and what are the tax benefits? Many employees not aware or never bothered. Because the contribution is not from their …

Read moreWhat is superannuation benefit in India and how it is taxed?

Quoting PAN Number for Financial Transactions-Where it is mandatory?

November 13, 2015by Basavaraj Tonagatti

Knowingly or unknowingly, we all quote our PAN card number. We never consider or rethink whether quoting our PAN number for particular financial transactions is mandatory or what. However, IT …

Read moreQuoting PAN Number for Financial Transactions-Where it is mandatory?
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