I got inspired to write this post from two news items. These cases are of the so-called class of Indian society "EDUCATED.” However, after going through the news, I felt myself that they are not actually educated. Let me share those two and discuss about what education is.What is … [Read more...]
Archives for September 2014
HDFC Click2Protect Plus-Comparative review with features and benefits
Recently HDFC Life launched one more Online Term Insurance called HDFC Click2Protect Plus. This plan has lot options which confuses many new buyers and along with that, few readers raised doubts about choosing options. So let us discuss about this in detail.Below are the eligibility criteria of … [Read more...]
Indian wedding Planning-Is it really a necessity?
When we plan for our future financial goals, then all of us have one major goal, which is "KIDS MARRIAGE PLANNING". We give equal importance to this goal as to 'KIDS EDUCATION PLANNING". Whether it is necessary?In one way, we preach or try to follow the frugal lifestyle to meet our investments … [Read more...]
Online Term Insurance in India-Beware before buying !!!
Whatever I am sharing in this post will be of what I had experienced while buying an online term plan for myself. I decided to buy additional life insurance based on my further insurance need.So what is misselling? Investopedia defines misselling as “The ethically questionable practice of a … [Read more...]
Excel PPF Calculator-Calculate goal, loan or withdrawal amounts
It is hard for PPF investors to find the online calculator, which can calculate your goal, choosing investment options like lump sum or monthly and withdrawal options or post 15 years how to use a calculator. However, what if all these will be available in one excel?Yes, once again, Mr.Pattu … [Read more...]
EPF Universal Account Number (UAN)-What it is?
EPFO launched providing Universal Account Number (UAN) to its members. This will be one of the major steps EPFO provided. With this facility one can download online passbook, update their profile, transfer account or view previous details.Latest News-How to update or correct EPF UAN details … [Read more...]
Employee Provident Fund (EPF)-Changed rules from 1st Sept 2014
Recently Employee Provident Fund Organization (EPFO) changed a few rules related to EPF, EPS and EDLI. These changes will come into effect from 1st September 2014.Note-We stopped readers comment for this particular post. If you have any doubts related to this post, you are free to raise the same … [Read more...]
LIC’s Bonus rates for 2014-15 and Comparison
LIC declared its bonus rates on 1st September 2014. As is expected lot of rates are unchanged and maintained the same flow of Jeevan Saral LA rates. Below is the overall comparison of LIC bonus rates since 2008 to present. You may notice that Bonus also declared … [Read more...]