by Basavaraj Tonagatti | May 29, 2013 | Banking
Motivation for this post is one of my client’s profile. Currently in India we have different types of loans available ranging from personal loans to marriage loans. But when to use which loan is a smart way of managing your money. Hence first let us look at... by Basavaraj Tonagatti | May 23, 2013 | Investment Planning
We all invest in the hope of getting good returns. But is their any yardstick to judge how much is enough? No…because each person have different expectation from his investments. We all know that return is directly proportional to risk. But still we all hope to... by Basavaraj Tonagatti | May 20, 2013 | Investment Planning
As was proposed in current year Budget, RBI will release first tranche of Inflation Indexed Bonds on June 4th 2013. It is claimed that it will protect retail, especially poor and middle class investors against inflation risk. But before going ahead let us first... by Basavaraj Tonagatti | May 17, 2013 | EPF and PPF, Insurance Planning
Lot of salaried may not know that contribution to EPF is also attached with free insurance coverage called Employee’s Deposit Linked Insurance (EDLI). You may not know because of the low cover it offers. But now your EPF cover opt you minimum Rs.1,32,000 of... by Basavaraj Tonagatti | May 10, 2013 | Insurance Planning
Recently ICICI Direct launched insurance protection for it’s mutual fund investors which is called as “Secure SIP with Secure Mind”. Let us look at it’s features and was it good to take. First thing about this product is, it is combination of... by Basavaraj Tonagatti | May 9, 2013 | Investment Planning
Their was a huge uproar in media about the recent scam of Saradha Group and canvassing it as a chit fund company. But do you know the reality that it will not come under Chit Fund Act?? Yes it will not, if one goes by the Chit Fund Act 1982. Hence to be a... 