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Archives for April 2012

Do you know LIC’s Term Insurance Plans??

April 29, 2012by Basavaraj Tonagatti

“Is LIC offer any Term Insurance Plans?” this is the common question which I face during my conversation with my clients when I recommend them to have Term Insurance Plan to cover their …

Read moreDo you know LIC’s Term Insurance Plans??

Revised (2012-13) interest rate of Employees Provident Fund (EPF)

April 27, 2012by Basavaraj Tonagatti

Labour Minister confirmed that for current fiscal, interest on Employees Provident Fund is fixed at 8.5%. Previously for the years 2010-11 it was 9.5% and for 2011-12 it was 8.25%. So as was hope from …

Read moreRevised (2012-13) interest rate of Employees Provident Fund (EPF)

How life insurance premium is calculated?

April 25, 2012by Basavaraj Tonagatti

Today I want share with you basic knowledge about how your life insurance premium is calculated. I am mainly concentrating on Pure Risk Plans like Term Insurance. Premium is the payment made by you to …

Read moreHow life insurance premium is calculated?

Part Time Advisers-Effect on your Investments

April 21, 2012by Basavaraj Tonagatti

Previous week I came across two of my new clients portfolio for revision. They invested heavily in the products called Equity Mutual Funds and ULIPs. Both the investments are on the advise given by …

Read morePart Time Advisers-Effect on your Investments

Child education-How well are you prepared?

April 14, 2012by Basavaraj Tonagatti

Recently I came across news article about IIM fees for coming educational year. Shocking news is, fees of IIM tripled in just 3 years. So what will be condition of future if the same thing continue? …

Read moreChild education-How well are you prepared?

IT Return filing changes (1st April 2012)

April 10, 2012by Basavaraj Tonagatti

Recently IT Department issued some changes related to IT Return submission effective from this FY. Let us look at the changes. 1) An individual or Hindu Undivided Family (HUF), if his or its total …

Read moreIT Return filing changes (1st April 2012)
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