When I speak with my clients about CFPs and value addition they can bring into their financial life, then first question from them is what CFP is? Therefore, I thought to share how CFPs are differing from Agents, Advisers.Certified Financial Planner (CFP) is the professional certification for … [Read more...] about Agents, Advisers or CFPs?
Archives for December 2011
How to calculate returns on your investments?
Today I will show you how to calculate returns from your investments and will make you familiar with few financial terminologies, which usually used in calculating returns.1) Absolute Return: This is mainly used when the investment period is less than one year. To calculate this, simple formula … [Read more...] about How to calculate returns on your investments?
Endowment Plans or Term Insurance with Mutual Funds?
While buying life insurance, have you ever thought why you are buying insurance? I know around 90% of them have not done their homework before buying. It may be in a hurry to save few bucks of Tax or with the advice of your friend, uncle or neighbour who is agent of some particular insurance … [Read more...] about Endowment Plans or Term Insurance with Mutual Funds?
PPF-Loan and Withdrawal
Today I am going to make you familiar with rules and regulations PPF loan and withdrawal. I felt it necessary as a lot of PPF investors not aware about exact rules of loan and withdrawal. Even I too faced difficulty in understanding these basic things during my CFP preparation. Suppose you opened … [Read more...] about PPF-Loan and Withdrawal
Portfolio Re-balancing- How it works?
Today I will show you how to re-balance your portfolio regularly and what benefit you notice from this activity. Universal truth of investment is “Don’t put all your eggs in one basket”. Put it in different baskets so that if one basket fails to generate the required return then the other will … [Read more...] about Portfolio Re-balancing- How it works?
When to invest in PPF to get higher returns?
Many of us have PPF account. But we fail to understand the simple tricks like when to invest in PPF to get higher returns. Today I am going to share with you one simple thing about PPF which you might not noticed during the opening of your PPF account.Interest for a particular month is … [Read more...] about When to invest in PPF to get higher returns?