My age is 34 and at age of 30 i took lic old jeevan anand policy for sum assured 15 lakh and tenure of 25 years for which i have been paying 5200 monthly installment…approx 62000. At time of maturity it will give 40 lakh approx…
But sir from last 2-3month i am a little bit confuse over my decision to choose this….a thought came into my mind always that that instead of it i should have went for a term plan + ppf,mutual fund…..but if i surrender now after paying for 3 years i will get only 30% of whole premium…..
Please suggest the best decision for long run future…what should i do????