I joined a start-up which has less than 10 employees and the company is incorporated. Since the company has less than 20 employees and even the salaries are all above 15K, we are exempted from EPF deduction. My question is what should I do with my EPF & EPS which is lying dormant with the previous PF office? Can I withdraw it? I am aware of the process of the withdrawal, only wanted to check the legality of withdrawal.