I want to know why it is not advisable to hide pre-existing disease like diabetic/Blood Pressure etc while going for any health ins plans in India? Can I hide my being diabetic/b.p. while taking health ins plans for myself only? and how much it will be costlier?
Kindly suggest me any 2 health ins plans(1 from govt company and 1 from private company) for myself only to take at the age of 48 yrs with lowest investment and better claim settlements??
MSKSINGH-Let us say you hid the pre-existing diseases and buy the plan, then according to health insurance clauses it is intentional cheating. Becuase you have to disclose such existing diseases while buying. They exclude any claims arising from such diseases. To avoid future confusion, it is best to disclose facts properly. You can check with Star Insurance.