I have Apollo Munich health insurance from the past 3 years without any claims. Should I continue with same or port to star health insurance? I own family floater policy for 5lakhs.
I heard Star Health Insurance is having more number of network hospitals. Premium is also less compared to Apollo. What all you suggest for me?
Kasudheer-In my view stick to Apollo. I know that premium is low for Star and they may at some extent have more number of network hospitals. But when it comes to claim settlement, I know that Star settles the claim only after personal verification rather than the regular process. This may sometimes delay your discharge from hospital. Cheap is always not Good.
However, if budget and network hospital is your priority then switch to STAR.